Grow and Harvest: Find the AMP for your investment goals


May 04, 2023

Intelligent Investing: Part 1

Harnessing the power of artificial intelligence (AI) and machine learning (ML) can provide investors with a distinct advantage. In this post, we’re excited to introduce the variety of AI-Managed Portfolios (AMPs) that can help all Arta members level up their investment in public markets.

Catering to a wide array of investor profiles in current market conditions, Arta has crafted five AMPs across two categories:

  1. Harvest AMPs, short-to-medium term, low-risk strategy for those seeking a stable investment with the opportunity to earn income from interest payments and enjoy potential tax benefits. Consider Harvest AMPs when you’re looking for a better alternative to a high-yield savings account, or want to anchor a stock-heavy portfolio to help reduce its volatility.

  2. Grow AMPs, a longer-term stock-centric approach for those aiming for higher growth potential. Consider a Grow AMP when you want the effortless ease of an index fund combined with the scientific rigor and market savvy of a Quant hedge fund: These are investment vehicles that use highly sophisticated and data-driven quantitative (mathematical and statistical) models and technology to identify and execute investment opportunities.quant hedge fund. Grow AMPs execute sophisticated trading strategies on your behalf.

Introducing Harvest AMPs

Harvest Treasuries

Superpower: Tax advantages. No state or local income tax on earnings. Its tax-equivalent yield can be as high as a savings account offering 6.63%1. Learn more

  • Key performance stats: 5.16% annual returns2
  • Invests in: Low-risk ETFs that hold U.S. Treasury bonds and notes5
  • Compare to: High-yield savings accounts or cash management accounts

Harvest Bonds

Superpower: Strives for higher yield. This AMP optimizes a diversified set of bond ETFs to maximize yield

  • Key performance stats: 8.29% annual returns3
  • Invests in: Low-risk diversified bond portfolio of ETFs that hold US Treasuries5, investment-grade bonds, and high-yield bonds
  • Compare to: Actively managing a portfolio of bonds or bond ETFs yourself

Comparing Grow AMPs

Grow 1x

Superpower: Reaches for higher returns than the S&P500 while targeting the same volatility

  • Key performance stats: 10.21% annual returns averaged over the last 15 years4
  • Investor goal: A more aggressive strategy that aims for better returns at an equivalent level of risk as compared to the S&P 500
  • Invests in: Public markets - highly liquid ETFs
  • Compare to: S&P 500 Index, robo-advisors, “growth” portfolios

Grow 0.75x

Superpower: Strategic maneuvers aiming for similar returns as the US stock market, with less volatility

  • Key performance stats: 8.8% annual returns, with a quarter less risk than US stock markets4
  • Investor goal: A growth strategy that aims to keep up with the market, with less ups and downs
  • Invests in: Public markets - highly liquid ETFs
  • Compare to: S&P 500 Index, robo-advisors, “growth” portfolios

Grow 0.5x

Superpower: Brings zen to your portfolio with the right balance between stocks and bonds

  • Key performance stats: 6.6 % annual returns, with half the risk of US stock markets4
  • Investor goal: A balanced strategy with more flexibility than the traditional 60/40 mix, aiming for steady growth at half the risk of the market
  • Invests in: A mix of highly liquid ETFs and Fixed Income ETFs
  • Compare to: Robo-advisors, “balanced” portfolios, traditional 60/40 portfolios

We’re infusing the latest technology into finance and that includes free and automatic upgrades for the life of your AMP to make them even better over time. Members can look forward to custom-tailored AMPs that align even more closely with unique financial goals, including the ability to choose or exclude specific stocks, industries, and geographies.

We’re excited to offer you this new way of investing, and we can’t wait to hear what you think about these five AMPs. Get access by becoming an Arta member today -


  1. Harvest Treasuries invests in ETFs that hold US treasuries. Income from US Treasuries is exempt from State and Local taxes. Depending on your state and local tax situation, this AMP's tax-equivalent yield could be higher than the Yield To Maturity of 5.16%. For example, a California tax resident, filing jointly and in the highest tax bracket, would need a savings account that gives an equivalent yield as high as 6.63% to match what they’d get after-tax from the Harvest Treasuries AMP. This example is for illustrative purposes only, and is not tax advice. Seek the advice of a tax professional before making any investment.

  2. As of time of publication in May 2023. The yield presented here is estimated based on the weighted average of the Yield to Maturity of the underlying assets. Yield to Maturity is a forward looking projection, and is subject to change based on market conditions such as interest rate changes. The realized yield may be higher or lower. The 30-day trailing Securities and Exchange Commission (SEC) yield for the AMP as of May 2023 is 4.69%, estimated based on the weighted average of the most recent 30-day SEC yields for the underlying assets. Arta is waiving fees through 2023. Past performance doesn’t guarantee future results. All investments carry risk, including loss of principal.

  3. As of April, 2023. This is the annualized yield from Oct 2022 to Apr 2023, including fees. Past performance doesn’t guarantee future results. All investments carry risk including loss of principal.

  4. Risk is relative to other investments. All investments carry risk, including loss of principal.


get the newsletter for updates.


X | Twitter

Legal, Privacy, & Terms

Help Center

Copyright Arta Finance 2022 - 2023
All rights reserved

Important Disclosure Information

The information displayed on this website is for informational purposes only and is not an offer or solicitation to purchase or sell securities. Arta Finance believes information presented is accurate at the time of publishing, but may not be updated regularly. Investing involves risks, including the potential for principal loss. Past performance is no guarantee of future results.

The investments discussed herein may be unsuitable for investors depending on their specific investment objectives as well as financial and tax position. Investors should independently evaluate each investment discussed in the context of their own objectives, risk profile and circumstances before deciding to invest with Arta Finance. There is no guarantee that the strategies and services offered by Arta Finance will be successful or outperform other strategies and services. Investors should seek the advice of a tax professional before making any investment. All opinions expressed herein constitute the author or quoted individual(s)’s judgment as of the date of this document and are subject to change without notice.

Statements made are not facts, including statements regarding trends, market conditions and the experience or expertise of the author or quoted individual(s) are based on current expectations, estimates, opinions and/or beliefs. Opinions expressed by other members on Arta Insider should not be viewed as investment recommendations from Arta Finance. Endorsements were provided at the request of Arta Finance. Arta Finance is not affiliated with and does not purport to own or control any third-party content linked herein.

See important disclosures here.

Get Started