fees matter...a lot

compare Arta’s pricing to your Advisor, Wealth Manager, or Private Bank

At Arta, we stand firm in our belief that the tools to help craft a successful financial strategy and secure a bright, stable future shouldn’t be a luxury that only the ultra-wealthy can afford. This drives our mission to help break down old barriers with sophisticated, game-changing technology and a fresh outlook. We’ve taken that same approach to fees.

Fees in the wealth management industry are often eye-popping, obscure and hard to understand. While the vanilla “no-frills” robo-advisors start at 0.25%, if you want anything more personalized or sophisticated – for example, from a financial advisor or a private bank – the fees can get as high as 1-2% of AUM. Arta does this differently, with a commitment to provide clear and transparent pricing, and options for qualified members to choose to pay by performance. It’s important to us that members know exactly how Arta’s fees work, and there are never any surprises or guesswork.

No “one size fits all”

Arta’s fees vary by investment type. This enables us to offer Arta’s lowest possible fee for each investment.

Pay for performance

can elect to pay performance fees for certain AMPs, so you are charged only when your portfolio grows and not when it’s down.

No hidden Fees

We don’t charge any additional trading commissions, custody fees, or wire transfer fees.

Public Market Investments

Pricing starts at 0.0% of assets under management (AUM). Public Market Investments offer a choice for Qualified Clients and Qualified Purchasers to select between an AUM fee, an incentive fee, or a combination of both.


Pricing Structure


Defensive Growth

Option 1



Option 2

Performance Only

10.0% of gains

Option 3

AUM + Performance Combo

0.20% AUM + 5.00% of gains

Harvest Bonds AMP



Harvest Treasuries AMP

AUM Fees waived through March 2024



Principal Protected Growth

AUM Arta fees are waived through 2023 Fees charged by the issuer of the note are already included in the terms and are not disclosed to Arta





Defensive Growth

Option 1: AUM

0.40% AUM

Option 2: Incentive

10% of gains

Option 3: Combination

0.20% AUM + 5.00% of gains

Harvest Bonds AMP

0.20% AUM

Harvest Treasuries AMP

0.20% AUM

0.00% AUM Fees waived through 2023

Principal Protected Growth

0.50% AUM

0.00% AUM Arta fees are waived through 2023 Fees charged by the issuer of the note are already included in the terms and are not disclosed to Arta

Alternative Investments

Pricing starts from 0.5% of committed capital - the amount you’ve invested. In addition to Arta’s fees, each fund manager charges their own operating and incentive fees that are itemized in the app for each alternative investment. These fees should be reviewed when considering an investment, so you’ll always know what you’re paying.

Below is an illustrative example of the fees for an alternative investment, broken down into Arta’s fees and the fund manager’s operating and incentive fees:

A sample screen of the fund fees page

Line of Credit

Arta has partnered with our broker-dealer and custodian BNY Mellon | Pershing to offer competitive rates for a line of credit for eligible Arta members.

Line of Credit Value

Interest Rate

$50,001 – $999,999

Fed Fund Target + 1.20%

$1,000,000 and above

Fed Fund Target + 1.00%

other fees

Arta does not charge additional fees. The following fees are levied by our broker-dealer and custodian or the SEC, and are passed through to a member at cost.

  • SEC sell fee: The SEC currently charges a nominal fee of $8 per $1,000,000 of exchange-listed securities sold. For AMPs and self-directed trading, this fee is prorated and deducted from the proceeds of the sale.

  • Paper confirmation and statements: $2 per item. All Arta members are enrolled in paperless delivery by default.


Arta Waives furthers our commitment to low and accessible fees. Waives will remove the Arta fees on new investments up to the specified amount.

For example, if you receive $100,000 in Waives, the next investments you make up to $100,000 will be free from Arta fees for 500 days, starting from the day of your new investment.

Learn more about Waives

how do you know if you qualify for a pricing option?

Currently, Arta offers different pricing options depending on investor status of Accredited Investors (AI), Qualified Clients (QC), or Qualified Purchasers (QP).

Read our Insider post Accredited Investors: who they are and what they can do to see which investor status applies to you.

For more details on pricing, investing opportunities, and ways to unleash financial superpowers on your personal financial plan, become an Arta member.

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Important Disclosure Information

The information displayed on this website is for informational purposes only and is not an offer or solicitation to purchase or sell securities. Arta Finance believes information presented is accurate at the time of publishing, but may not be updated regularly. Investing involves risks, including the potential for principal loss. Past performance is no guarantee of future results.

The investments discussed herein may be unsuitable for investors depending on their specific investment objectives as well as financial and tax position. Investors should independently evaluate each investment discussed in the context of their own objectives, risk profile and circumstances before deciding to invest with Arta Finance. There is no guarantee that the strategies and services offered by Arta Finance will be successful or outperform other strategies and services. Investors should seek the advice of a tax professional before making any investment. All opinions expressed herein constitute the author or quoted individual(s)’s judgment as of the date of this document and are subject to change without notice. Registration with the Securities and Exchange Commission (SEC) as a registered investment adviser does not imply a certain level of skill or training.

Statements made are not facts, including statements regarding trends, market conditions and the experience or expertise of the author or quoted individual(s) are based on current expectations, estimates, opinions and/or beliefs. Opinions expressed by other members on Arta Insider should not be viewed as investment recommendations from Arta Finance. Endorsements were provided at the request of Arta Finance. Arta Finance is not affiliated with and does not purport to own or control any third-party content linked herein.

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