Pricing - Arta

fees matter...a lot

compare Arta’s pricing to your Advisor, Wealth Manager, or Private Bank

At Arta, we stand firm in our belief that the tools to help craft a successful financial strategy and secure a bright, stable future shouldn’t be a luxury that only the ultra-wealthy can afford. This drives our mission to help break down old barriers with sophisticated, game-changing technology and a fresh outlook. We’ve taken that same approach to fees.

Fees in the wealth management industry are often eye-popping, obscure and hard to understand. While the vanilla “no-frills” robo-advisors start at 0.25%, if you want anything more personalized or sophisticated – for example, from a financial advisor or a private bank – the fees can get as high as 1-2% of AUM. Arta does this differently, with a commitment to provide clear and transparent pricing, and options for qualified members to choose to pay by performance. It’s important to us that members know exactly how Arta’s fees work, and there are never any surprises or guesswork.

No “one size fits all”

Arta’s fees vary by investment type. This enables us to offer Arta’s lowest possible fee for each investment.

Pay for performance

Qualified members can elect to pay performance fees for certain AMPs, so you are charged only when your portfolio grows and not when it’s down.

No hidden Fees

We don’t charge any additional trading commissions, custody fees, or wire transfer fees.

Public Market Investments

Pricing starts at 0.0% of assets under management (AUM). Public Market Investments offer a choice for Qualified Clients and Qualified Purchasers to select between an AUM fee, an incentive fee, or a combination of both.

Accredited investors

Qualified clients & purchasers

Investment	Pricing Structure	Fee
Defensive Growth	AUM	0.40%
Harvest Bonds AMP	AUM	0.20%
Harvest Treasuries AMP	AUM Fees waived through March 2024	~~0.20%~~ 0.00%
Principal Protected Growth	AUM Arta fees are waived through 2023 Fees charged by the issuer of the note are already included in the terms and are not disclosed to Arta	~~0.50%~~ 0.00%

Investment	Fee
Defensive Growth	0.40% AUM
Harvest Bonds AMP	0.20% AUM
Harvest Treasuries AMP	~~0.20% AUM~~ 0.00% AUM Fees waived through 2023
Principal Protected Growth	~~0.50% AUM~~ 0.00% AUM Arta fees are waived through 2023 Fees charged by the issuer of the note are already included in the terms and are not disclosed to Arta

Investment	Pricing Structure	Fee
Defensive Growth	Option 1 AUM	0.40%
	Option 2 Performance Only	10.0% of gains
	Option 3 AUM + Performance Combo	0.20% AUM + 5.00% of gains
Harvest Bonds AMP	AUM	0.20%
Harvest Treasuries AMP	AUM Fees waived through March 2024	~~0.20%~~ 0.00%
Principal Protected Growth	AUM Arta fees are waived through 2023 Fees charged by the issuer of the note are already included in the terms and are not disclosed to Arta	~~0.50%~~ 0.00%

Investment	Fee
Defensive Growth	Option 1: AUM 0.40% AUM
	Option 2: Incentive 10% of gains
	Option 3: Combination 0.20% AUM + 5.00% of gains
Harvest Bonds AMP	0.20% AUM
Harvest Treasuries AMP	~~0.20% AUM~~ 0.00% AUM Fees waived through 2023
Principal Protected Growth	~~0.50% AUM~~ 0.00% AUM Arta fees are waived through 2023 Fees charged by the issuer of the note are already included in the terms and are not disclosed to Arta

Alternative Investments

Pricing starts from 0.5% of committed capital - the amount you’ve invested. In addition to Arta’s fees, each fund manager charges their own operating and incentive fees that are itemized in the app for each alternative investment. These fees should be reviewed when considering an investment, so you’ll always know what you’re paying.

Below is an illustrative example of the fees for an alternative investment, broken down into Arta’s fees and the fund manager’s operating and incentive fees:

Line of Credit

Arta has partnered with our broker-dealer and custodian BNY Mellon | Pershing to offer competitive rates for a line of credit for eligible Arta members.

Line of Credit Value	Interest Rate
$50,001 – $999,999	Fed Fund Target + 1.20%
$1,000,000 and above	Fed Fund Target + 1.00%

other fees

Arta does not charge additional fees. The following fees are levied by our broker-dealer and custodian or the SEC, and are passed through to a member at cost.

SEC sell fee: The SEC currently charges a nominal fee of $8 per $1,000,000 of exchange-listed securities sold. For AMPs and self-directed trading, this fee is prorated and deducted from the proceeds of the sale.
Paper confirmation and statements: $2 per item. All Arta members are enrolled in paperless delivery by default.

waives

Arta Waives furthers our commitment to low and accessible fees. Waives will remove the Arta fees on new investments up to the specified amount.

For example, if you receive $100,000 in Waives, the next investments you make up to $100,000 will be free from Arta fees for 500 days, starting from the day of your new investment.

Learn more about Waives

how do you know if you qualify for a pricing option?

Currently, Arta offers different pricing options depending on investor status of Accredited Investors (AI), Qualified Clients (QC), or Qualified Purchasers (QP).

Read our Insider post Accredited Investors: who they are and what they can do to see which investor status applies to you.

For more details on pricing, investing opportunities, and ways to unleash financial superpowers on your personal financial plan, become an Arta member.

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