5.21% APY

park your cash watch it grow

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Create your free account
Preview of Harvest Treasuries screen on a mobile device
Preview of Harvest Treasuries screen on a mobile device
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Earn More

more than 11X the national rate

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Save on Taxes

potentially keep more earnings, after tax

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Low Risk

US Treasuries are widely considered to be the closest thing to a risk-free return

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No Hassle

no minimum time commitment, no management fees through June 2024

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I want to earn more on $25,000

InvestmentAnnual percentage yieldEstimated annual earnings

Harvest Treasuries

5.21% APY$1,302.50

High yield savings account

Wealthfront Cash

4.8% APY$1,200.00

High yield savings account

Apple Card Savings Account

4.15% APY$1,037.50

Traditional savings account

Chase Savings Account

0.01% APY$2.50
Earn a better rate

superpowers for your savings

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Earn more

Your cash deserves higher yields. Harvest Treasuries earns a higher rate than most money market funds and high yield savings accounts.

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Safe and secure

Your investment is SIPC-protected up to $500,000. US Treasuries are widely considered to be the lowest-risk place to hold cash as these securities are fully backed by the U.S. government.

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No strings attached

No sneaky requirements like recurring deposits or compulsory investment periods. Withdraw without penalty at any time, and get your cash back in around 3 - 4 days.

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You enjoy the tax benefits, not your fund manager

You own the assets, unlike when you invest in a commingled money-market fund. That means 100% of the after-tax returns go to you – not the bank.

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no state tax on income

Harvest Treasuries does not incur US state and local income tax. Depending on where you live and your tax situation, a high-yield savings account would need as high as 6.83% APY to have the same after-tax return as Harvest Treasuries.

I'm from

InvestmentPre-tax earnings on $25KPost-tax earnings on $25K for the highest tax bracket
Harvest Treasuries - 5.21% APY$1,303$655
High Yield Savings - 4.5% APY$1,125$566
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don’t stop at cash

Your savings have a home at Arta, and so does the rest of your financial life.  By joining Arta, you’ll automatically gain access to top-tier alternative investments like private equity, real estate, private credit, and venture capital, as well as intelligent ways to invest in public markets.

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