5.27% APY

park your cash watch it grow

See disclosures
Create your free account
Create your free account
Preview of Harvest Treasuries screen on a mobile device
Preview of Harvest Treasuries screen on a mobile device
A rectangular icon

Earn More

more than 11X the national rate

Icon of stacked coins

Save on Taxes

potentially keep more earnings, after tax

Icon of a graph

Low Risk

US Treasuries are widely considered to be the closest thing to a risk-free return

Icon of a timer

No Hassle

no minimum time commitment, no management fees through March 2024

Start earning

compare

I want to earn more on $25,000

InvestmentAnnual percentage yieldEstimated annual earnings

Harvest Treasuries

5.27% APY$1,317.50

High yield savings account

Wealthfront Cash

4.8% APY$1,200.00

High yield savings account

Apple Card Savings Account

4.15% APY$1,037.50

Traditional savings account

Chase Savings Account

0.01% APY$2.50
Earn a better rate

superpowers for your savings

Icon of a rising graph

Earn more

Your cash deserves higher yields. Harvest Treasuries earns a higher rate than most money market funds and high yield savings accounts.

Icon of a safe

Safe and secure

Your investment is SIPC-protected up to $500,000. US Treasuries are widely considered to be the lowest-risk place to hold cash as these securities are fully backed by the U.S. government.

Icon of a bank note

No strings attached

No sneaky requirements like recurring deposits or compulsory investment periods. Withdraw without penalty at any time, and get your cash back in around 3 - 4 days.

Icon of the percentage symbol

You enjoy the tax benefits, not your fund manager

You own the assets, unlike when you invest in a commingled money-market fund. That means 100% of the after-tax returns go to you – not the bank.

Get started

no state tax on income

Harvest Treasuries does not incur US state and local income tax. Depending on where you live and your tax situation, a high-yield savings account would need as high as 6.85% APY to have the same after-tax return as Harvest Treasuries.

I'm from

InvestmentPre-tax earnings on $25KPost-tax earnings on $25K for the highest tax bracket
Harvest Treasuries - 5.27% APY$1,318$663
High Yield Savings - 4.5% APY$1,125$566
Preview of Arta Finance's app on a mobile and tablet device

don’t stop at cash

Your savings have a home at Arta, and so does the rest of your financial life.  By joining Arta, you’ll automatically gain access to top-tier alternative investments like private equity, real estate, private credit, and venture capital, as well as intelligent ways to invest in public markets.

got questions? we have answers

Don’t see your question answered? Get in contact with an expert.

want in?

Available now on iOS and Android

get the newsletter for updates.