harvest treasuries

put your cash to work


% yield

Earn income from US Treasuries with no state tax on returns and no lock-ups. Put your cash on autopilot while Harvest Treasuries targets the optimal rate – in any market environment.

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Earn more

more than 11X the average national savings rate


Save on taxes

potentially keep more earnings, after tax


Low risk

US Treasuries are widely considered to be the closest thing to a risk-free return

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No hassle

no lock-ups, no management fees through September 2024

Start earning

I want to earn more on


InvestmentAnnual percentage yieldEstimated annual earnings

Harvest Treasuries

5.22% APY


High yield cash account

Wealthfront Cash

5.00% APY$1,250.00

High yield savings account

Capital One 360 Performance Savings

4.25% APY$1,062.50

Traditional savings account

Chase Savings Account

0.01% APY$2.50

Arta Finance is not a bank and Harvest Treasuries does not represent a bank account. The comparisons made above are for illustrative and comparative purposes only. Harvest Treasuries are not FDIC insured, and instead are SIPC protected. See disclosures here.

Earn a better rate

superpowers for your savings


automate your cash

Will the Fed cut or increase rates? You won’t have to worry about it. Harvest Treasuries targets the optimal return for your cash – aiming to keep risk low and liquidity and yields high – regardless of what’s happening with the economy.


boost after-tax returns

Income from US Treasuries is free from state and local taxes, which means you get to keep more in returns compared to savings accounts and money market funds.


no strings attached

No sneaky requirements like recurring deposits or compulsory investment periods. Withdraw without penalty at any time.


double the protection

Your investment is SIPC-protected up to $500,000 in securities - double the $250,000 FDIC insurance at most banks. US Treasuries are widely considered to be one of the lowest-risk places to hold cash as they’re backed by the US Government.

Earn a better rate

pay zero state taxes

Harvest Treasuries do not incur US state and local income tax. Depending on where you live and your tax situation, a high-yield savings account would need as high as 6.79% APY to have the same after-tax return as Harvest Treasuries.

I’m from

Investment (California)Pre-tax earnings on $25KPost-tax earnings on $25K for the highest tax bracket
Harvest Treasuries -
5.22% APY
High Yield Savings -
4.50% APY
Tax-advantaged savings starts here
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don’t stop at cash

Your savings have a home at Arta, and so does the rest of your financial life.  By joining Arta, you’ll automatically gain access to top-tier alternative investments like private equity, real estate, private credit, and venture capital, as well as intelligent ways to invest in public markets.

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