harvest treasuries
put your cash to work
5.27
% yield
Earn income from US Treasuries with no state tax on returns and no lock-ups. Put your cash on autopilot while Harvest Treasuries targets the optimal rate – in any market environment.
Earn more
more than 11X the average national savings rate✱
Save on taxes
potentially keep more earnings, after tax
Low risk
US Treasuries are widely considered to be the closest thing to a risk-free return
No hassle
no lock-ups, no management fees through September 2024
I want to earn more on
$25,000
| Investment | Annual percentage yield | Estimated annual earnings |
|---|---|---|
Harvest Treasuries | 5.20% APY 5.27% 30-day SEC yield | $1,300.00 |
High yield cash account Wealthfront Cash | 5.00% APY✱ | $1,250.00 |
High yield savings account Capital One 360 Performance Savings | 4.25% APY✱ | $1,062.50 |
Traditional savings account Chase Savings Account | 0.01% APY✱ | $2.50 |
Arta Finance is not a bank and Harvest Treasuries does not represent a bank account. The comparisons made above are for illustrative and comparative purposes only. Harvest Treasuries are not FDIC insured, and instead are SIPC protected. See disclosures here.
superpowers for your savings
automate your cash
Will the Fed cut or increase rates? You won’t have to worry about it. Harvest Treasuries targets the optimal return for your cash – aiming to keep risk low and liquidity and yields high – regardless of what’s happening with the economy.
boost after-tax returns
Income from US Treasuries is free from state and local taxes, which means you get to keep more in returns compared to savings accounts and money market funds.
no strings attached
No sneaky requirements like recurring deposits or compulsory investment periods. Withdraw without penalty at any time.
double the protection
Your investment is SIPC-protected up to $500,000 in securities - double the $250,000 FDIC insurance at most banks. US Treasuries are widely considered to be one of the lowest-risk places to hold cash as they’re backed by the US Government.
pay zero state taxes
Harvest Treasuries do not incur US state and local income tax. Depending on where you live and your tax situation, a high-yield savings account would need as high as 6.79% APY to have the same after-tax return as Harvest Treasuries.
I’m from
| Investment (California) | Pre-tax earnings on $25K | Post-tax earnings on $25K for the highest tax bracket |
|---|---|---|
| Harvest Treasuries - 5.20% APY 5.27% 30-day SEC yield | $1,300 | $654 |
| High Yield Savings - 4.50% APY | $1,125 | $566 |
don’t stop at cash
Your savings have a home at Arta, and so does the rest of your financial life. By joining Arta, you’ll automatically gain access to top-tier alternative investments like private equity, real estate, private credit, and venture capital, as well as intelligent ways to invest in public markets.
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